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Natural hazards · Ripley

Ripley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Ripley comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ripley?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ripley to be higher than in 49% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes19%Drought12%Cold waves12%Strong wind9%Hail9%Everything else3%
By hazard

What Ripley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 10 years in the area

Drought

12% of expected damage
Recorded about 7 times a year in the area

Cold waves

12% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 10 times a year in the area

Strong wind

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Hail

9% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ripley flood?

FEMA's records show no paid flood insurance claims in Ripley.

of all homes
are insured
No community discount. Ripley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dodge County.
Disasters that hit Ripley

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ripley itself: aid to households, or repair grants to the Township of Ripley.

Brought FEMA money into RipleyDeclared for Dodge County only
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$13K to the Township of Ripley for repairs
2010

Severe Storms and Flooding

$20K to the Township of Ripley for repairs
2007

Severe Storms and Flooding

$18K to the Township of Ripley for repairs
2004

Severe Storms and Flooding

$7K to the Township of Ripley for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$3K to the Township of Ripley for repairs
Dodge County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Ripley

Ripley and the towns around it

Aurora: Moderate, mostly inland floodingClaremont: Moderate, mostly inland floodingWestfield: High, mostly inland floodingAshland: Low, mostly inland floodingSomerset: Moderate, mostly inland floodingHavana: Moderate, mostly inland floodingBlooming Prairie: Low, mostly inland floodingWasioja: Low, mostly inland floodingEllington: Moderate, mostly inland floodingBlooming Prairie: Low, mostly inland floodingHayfield: High, mostly inland floodingDodge Center: Low, mostly inland floodingCanisteo: High, mostly inland floodingRipley: Moderate, mostly inland flooding RipleyAuroraClaremontWestfieldAshland
Very lowLowModerateHighVery high
Westfieldmostly inland floodingHigh
Auroramostly inland floodingModerate
Ripleymostly inland floodingModerate
Claremontmostly inland floodingModerate
Ashlandmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ripley is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ripley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ripley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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