Natural hazards · Rich Valley

Rich Valley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rich Valley comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rich Valley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rich Valley to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves20%Tornadoes15%Strong wind10%Hail7%Everything else6%

By hazard

What Rich Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 9 years in the area

Strong wind

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rich Valley flood?

FEMA's records show no paid flood insurance claims in Rich Valley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rich Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McLeod County.

Disasters that hit Rich Valley

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rich Valley itself: aid to households, or repair grants to the Township of Rich Valley.

Brought FEMA money into Rich ValleyDeclared for McLeod County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$4K to the Township of Rich Valley for repairs

2010

Flooding

$4K to the Township of Rich Valley for repairs

McLeod County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Rich Valley

Rich Valley and the towns around it

Very lowLowModerateHighVery high

Hassan Valleymostly inland floodingLow

Rich Valleymostly inland floodingLow

Glencoemostly inland floodingLow

Bergenmostly inland floodingLow

Halemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rich Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rich Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rich Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.