Natural hazards · Rice

Rice, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rice comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rice?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rice to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes11%Cold waves8%Strong wind5%Everything else9%

By hazard

What Rice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

11% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 35 years in the area

Cold waves

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rice flood?

FEMA's records show no paid flood insurance claims in Rice.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Rice

Federal disasters declared here

None of the disasters declared for Benton County shows FEMA aid or repair money reaching Rice itself in FEMA’s records.

Brought FEMA money into RiceDeclared for Benton County only

Benton County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Rice

Rice and the towns around it

Very lowLowModerateHighVery high

Watabmostly inland floodingVery high

Ricemostly inland floodingHigh

Langolamostly inland floodingHigh

Brockwaymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rice is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rice’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.