Reine’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Reine comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.
What stands out about Reine’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Reine and its neighbors
Reine has the lowest rating of the 4 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Reine | High | inland flooding | 0 |
| Golden Valley | High | inland flooding | 0 |
| Beaver | High | inland flooding | 0 |
| Mickinock | High | inland flooding | 0 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Does Reine flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Reine. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Reine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Roseau County.How exposed is Reine?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 77% of U.S. communities, mostly from inland flooding and wildfires.
Rated higher than 2,380 of the 2,631 Minnesota towns we cover.
Reine is smaller than a census tract, so it shares the figures of the tract around its center.
What Reine faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Wildfire
Drought
Cold waves
5 federal disasters brought FEMA money to Reine
Disasters that paid out in Reine itself (aid to households or repair grants to the Township of Reine) and its biggest flood years.
- 2011Severe Storms and Flooding$926 to the Township of Reine for repairs
- 2009Severe Storms and Flooding$17K to the Township of Reine for repairs
- 2002Severe Storms, Flooding and Tornadoes$13K to the Township of Reine for repairs
- 2001Severe Winter Storms, Flooding, and Tornadoes$17K to the Township of Reine for repairs
- 2000Severe Storms and Flooding$2K to the Township of Reine for repairs
Roseau County has had 24 natural disasters declared since 1953, most often floods and severe storms.
Old photos of Reine after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Reine archive →Get ready for what Reine actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- On a well? Know how deep it is and watch for sputtering.
- Follow the town’s watering limits.
- Fix drips: they add up.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in March–May
The month each of Roseau County’s 24 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Reine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Reine.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Reine.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.