Natural hazards · Raymond

Raymond, MN natural hazards

Most of the natural-hazard damage FEMA expects in Raymond comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raymond?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raymond to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves20%Tornadoes14%Strong wind11%Hail7%Drought6%Everything else5%

By hazard

What Raymond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 9 years in the area

Strong wind

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 5 times a year in the area

Drought

6% of expected damage

Recorded about 8 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raymond flood?

Every paid claim on a federal flood insurance policy in Raymond, from FEMA’s records.

2paid claims since 1979

$6Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raymond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kandiyohi County.

Disasters that hit Raymond

Federal disasters declared here

None of the disasters declared for Kandiyohi County shows FEMA aid or repair money reaching Raymond itself in FEMA’s records.

Brought FEMA money into RaymondDeclared for Kandiyohi County only

Kandiyohi County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Raymond

Raymond and the towns around it

Very lowLowModerateHighVery high

Lone Treemostly inland floodingHigh

Raymondmostly inland floodingLow

Edwardsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raymond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Raymond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Raymond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.