Natural hazards · Ranier

Ranier, MN natural hazards

Most of the natural-hazard damage FEMA expects in Ranier comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ranier?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ranier to be higher than in 90% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding80%Cold waves17%Everything else4%

By hazard

What Ranier faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Cold waves

17% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ranier flood?

FEMA's records show no paid flood insurance claims in Ranier.

of all homes
are insured

No community discount. Ranier isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Koochiching County.

Disasters that hit Ranier

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ranier itself: aid to households, or repair grants to the City of Ranier.

Brought FEMA money into RanierDeclared for Koochiching County only

2022

Severe Storms, Straight-Line Winds, and Flooding

$62K to the City of Ranier for repairs

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$37K to the City of Ranier for repairs

2002

Severe Storms, Flooding and Tornadoes

$11K to the City of Ranier for repairs

Koochiching County has had 10 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ranier is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ranier’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ranier. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.