Natural hazards · Rabbit Lake

Rabbit Lake, MN natural hazards

Most of the natural-hazard damage FEMA expects in Rabbit Lake comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rabbit Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rabbit Lake to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves31%Everything else14%

By hazard

What Rabbit Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Cold waves

31% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rabbit Lake flood?

FEMA's records show no paid flood insurance claims in Rabbit Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rabbit Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Rabbit Lake

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rabbit Lake itself: aid to households, or repair grants to the Township of Rabbit Lake.

Brought FEMA money into Rabbit LakeDeclared for Crow Wing County only

2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$3K to the Township of Rabbit Lake for repairs

2012

Severe Storms and Flooding

$27K to the Township of Rabbit Lake for repairs

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Rabbit Lake

Rabbit Lake and the towns around it

Very lowLowModerateHighVery high

Aitkinmostly inland floodingVery high

Perry Lakemostly inland floodingHigh

Deerwoodmostly inland floodingHigh

Rabbit Lakemostly inland floodingLow

Cuyunamostly inland floodingLow

Wolfordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rabbit Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rabbit Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rabbit Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rabbit Lake total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.