Natural hazards · Platte

Platte, MN natural hazards

Most of the natural-hazard damage FEMA expects in Platte comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Platte?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Platte to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves5%Everything else22%

By hazard

What Platte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 13 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Platte flood?

FEMA's records show no paid flood insurance claims in Platte.

of all homes
are insured

No community discount. Platte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morrison County.

Disasters that hit Platte

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Platte itself: aid to households, or repair grants to the Township of Platte.

Brought FEMA money into PlatteDeclared for Morrison County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$1K to the Township of Platte for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$10K to the Township of Platte for repairs

Morrison County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Platte

Platte and the towns around it

Very lowLowModerateHighVery high

Ripleymostly inland floodingVery high

Daggett Brookmostly inland floodingHigh

Plattemostly inland floodingHigh

Pulaskimostly inland floodingHigh

Buhmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Platte is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Platte’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Platte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.