Natural hazards · Pine Springs

Pine Springs, MN natural hazards

Most of the natural-hazard damage FEMA expects in Pine Springs comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pine Springs?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pine Springs to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes18%Strong wind12%Cold waves10%Hail7%Everything else5%

By hazard

What Pine Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Strong wind

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 9 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pine Springs flood?

FEMA's records show no paid flood insurance claims in Pine Springs.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pine Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Pine Springs

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Pine Springs itself in FEMA’s records.

Brought FEMA money into Pine SpringsDeclared for Washington County only

Washington County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Pine Springs

Pine Springs and the towns around it

Very lowLowModerateHighVery high

Mahtomedimostly inland floodingLow

Pine Springsmostly inland floodingLow

Lake Elmomostly inland floodingLow

Oakdalemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pine Springs is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pine Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pine Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.