Natural hazards · Pilot Grove

Pilot Grove, MN natural hazards

Most of the natural-hazard damage FEMA expects in Pilot Grove comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pilot Grove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pilot Grove to be higher than in 54% of U.S. communities, mostly from inland flooding and drought.

Inland flooding39%Drought22%Cold waves13%Tornadoes10%Strong wind8%Hail6%Everything else3%

By hazard

What Pilot Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Drought

22% of expected damage

Recorded about 13 times a year in the area

Cold waves

13% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 7 years in the area

Strong wind

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pilot Grove flood?

FEMA's records show no paid flood insurance claims in Pilot Grove.

of all homes
are insured

No community discount. Pilot Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Faribault County.

Disasters that hit Pilot Grove

Federal disasters declared here

None of the disasters declared for Faribault County shows FEMA aid or repair money reaching Pilot Grove itself in FEMA’s records.

Brought FEMA money into Pilot GroveDeclared for Faribault County only

Faribault County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Pilot Grove

Pilot Grove and the towns around it

Very lowLowModerateHighVery high

Pilot Grovemostly inland floodingModerate

Elmoremostly inland floodingModerate

Jo Daviessmostly inland floodingModerate

East Chainmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pilot Grove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pilot Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pilot Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.