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Natural hazards · Perley

Perley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Perley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1997. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Perley?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perley to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves25%Drought13%Hail10%Strong wind6%Everything else10%
By hazard

What Perley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 52% of U.S. places
Recorded about once a year in the area

Cold waves

25% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 20 times a year in the area

Drought

13% of expected damage
Recorded about 6 times a year in the area

Hail

10% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 4 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Perley flood?

Every paid claim on a federal flood insurance policy in Perley, from FEMA’s records.

10paid claims since 1997
$81Kpaid to owners
0homes flooded more than once
19972026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Perley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Norman County.

What’s been done with FEMA grants

15flood-prone properties bought out and cleared
1buildings floodproofed
Disasters that hit Perley

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Perley itself: aid to households, or repair grants to the City of Perley.

Brought FEMA money into PerleyDeclared for Norman County only
2023

Severe Storms and Flooding

$42K to the City of Perley for repairs
2011

Severe Storms and Flooding

$435K to the City of Perley for repairs
2010

Flooding

$17K to the City of Perley for repairs
2009

Severe Storms and Flooding

20 households applied for aid $20K aid approved $57K to the City of Perley for repairs
2006

Flooding

$5K to the City of Perley for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$6K to the City of Perley for repairs
Norman County has had 28 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perley is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Perley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Perley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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