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Housing in Pembina

A typical Pembina home is worth roughly $174,000

Typical home value
$174K
MN $351K
Estimate
2-bedroom rent
$980
a month, utilities in · HUD
Median tax bill
$1,556
MN $3,357

What kind of housing town is Pembina?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.9 years of income

Less than across Minnesota (3.9 years). Try your own numbers below.

You could afford about
$230,000
Typical Pembina home $174K

That covers a typical Pembina home, with $56K to spare.

The typical home, each month
$1,040
Loan $860Tax $130Insurance $50

A two-bedroom rents for about $980 a month here, $60 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Pembina’s typical property tax (0.89% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $980

Renters already here pay a median of $600, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$680
1 bedroom$750
2 bedrooms$980
3 bedrooms$1,220
4 bedrooms$1,500
37%
of households rent · MN 28%
76
renter households
$600
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clearwater County, MN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

64% of Pembina households own their home

Half of Pembina’s homes were built before 1982.

Owners and renters
Own 64%Rent 37%

Minnesota: 72% own.

1982
typical home built · MN 1979
$1,556
median property tax bill · MN $3,357
0.89%
of a home’s value, a year in tax · MN 1.02%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Next door

Pembina vs. its neighbors

The towns that share a border with Pembina. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Pembina$174K*—$980$59,191
Mahnomen$153K+8.2%$980$45,341

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Pembina buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Pembina still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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