Natural hazards · Paxton

Paxton, MN natural hazards

Most of the natural-hazard damage FEMA expects in Paxton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paxton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paxton to be higher than in 37% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves24%Heat waves10%Tornadoes9%Strong wind7%Everything else6%

By hazard

What Paxton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 12 times a year in the area

Heat waves

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 84% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paxton flood?

Every paid claim on a federal flood insurance policy in Paxton, from FEMA’s records.

1paid claims since 1997

$89Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Paxton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Redwood County.

Disasters that hit Paxton

Federal disasters declared here

None of the disasters declared for Redwood County shows FEMA aid or repair money reaching Paxton itself in FEMA’s records.

Brought FEMA money into PaxtonDeclared for Redwood County only

Redwood County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Paxton

Paxton and the towns around it

Very lowLowModerateHighVery high

Redwood Fallsmostly inland floodingHigh

Delhimostly inland floodingModerate

Paxtonmostly inland floodingLow

Redwood Fallsmostly inland floodingLow

Beaver Fallsmostly inland floodingLow

Mortonmostly inland floodingLow

Three Lakesmostly inland floodingLow

Shermanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paxton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Paxton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Paxton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Paxton total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.