Natural hazards · Parnell

Parnell, MN natural hazards

Most of the natural-hazard damage FEMA expects in Parnell comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 57 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Parnell?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Parnell to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves18%Hail13%Strong wind11%Tornadoes6%Everything else5%

By hazard

What Parnell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Hail

13% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 4 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 5 years in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Parnell flood?

Every paid claim on a federal flood insurance policy in Parnell, from FEMA’s records.

57paid claims since 1993

$560Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Severe flooding: 6 claims, $35K
Midwest Flooding: 2 claims, $3K
Winter storm: 2 claims, $6K

of all homes
are insured

No community discount. Parnell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Traverse County.

Disasters that hit Parnell

Federal disasters declared here

None of the disasters declared for Traverse County shows FEMA aid or repair money reaching Parnell itself in FEMA’s records.

Brought FEMA money into ParnellDeclared for Traverse County only

Traverse County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Parnell

Parnell and the towns around it

Very lowLowModerateHighVery high

Parnellmostly inland floodingModerate

Arthurmostly inland floodingModerate

Taramostly inland floodingModerate

Wallsmostly inland floodingModerate

Toquamostly inland floodingModerate

Browns Valleymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Parnell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Parnell’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Parnell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Parnell total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.