Natural hazards · Parker

Parker, MN natural hazards

Most of the natural-hazard damage FEMA expects in Parker comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 341 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Parker?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Parker to be higher than in 74% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves22%Hail5%Everything else15%

By hazard

What Parker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 22 times a year in the area

Hail

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Parker flood?

Every paid claim on a federal flood insurance policy in Parker, from FEMA’s records.

341paid claims since 1978

$2.5Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 99 claims, $469K
Winter storm: 4 claims, $6K
Severe flooding: 2 claims, $531

of homes in flood zones
are insured

of all homes
are insured

No community discount. Parker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

Disasters that hit Parker

Federal disasters declared here

None of the disasters declared for Marshall County shows FEMA aid or repair money reaching Parker itself in FEMA’s records.

Brought FEMA money into ParkerDeclared for Marshall County only

Marshall County has had 26 natural disasters declared since 1953, most often floods and severe storms.

Around Parker

Parker and the towns around it

Very lowLowModerateHighVery high

Parkermostly inland floodingHigh

Bloomermostly inland floodingHigh

Forkmostly inland floodingHigh

Tamaracmostly inland floodingHigh

Donnellymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Parker covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Parker’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Parker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Parker total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.