Housing in Oshawa

A typical Oshawa home is worth roughly $426,000

Home prices around Oshawa have risen about 40% over the past 5 years.

Typical home value

$426K

▲ 5.6% in a year · MN $351K

Estimate

2-bedroom rent

$1,110

a month, utilities in · HUD

Median tax bill

$4,060

MN $3,357

What kind of housing town is Oshawa?

Read from the numbers below. The page puts what stands out first.

A town of owners99% of households own their home.Pricier than MN22% above the Minnesota typical home.

★ What stands out · The homes

99% of Oshawa households own their home

Half of Oshawa’s homes were built before 1979.

Owners and renters

Own 99%Rent 1%

Minnesota: 72% own.

1979

typical home built · MN 1979

$4,060

median property tax bill · MN $3,357

0.95%

of a home’s value, a year in tax · MN 1.02%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

A typical home costs 3.2 years of income

Less than across Minnesota (3.9 years). Try your own numbers below.

You could afford about

$510,000

Typical Oshawa home $426K

That covers a typical Oshawa home, with $84K to spare.

The typical home, each month

$2,570

Loan $2,110Tax $340Insurance $120

A two-bedroom rents for about $1,110 a month here, $1,460 less than owning.

Where your budget reaches nearby

Kasota$357K Belgrade$457K St. Peter$300K Kasota$191K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Oshawa’s typical property tax (0.95% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 40% in 5 years

The federal house price index for the ZIP codes around Oshawa rose 40% over the past 5 years, faster than across Minnesota (37%). Last year prices rose 5.6%.

Oshawa areaMinnesota

+5.6%

past year

+40%

past 5 years

+65%

past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Oshawa, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,110

Fair Market Rent a month, utilities included

Studio$920

1 bedroom$920

2 bedrooms$1,110

3 bedrooms$1,540

4 bedrooms$1,820

of households rent · MN 28%

renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Mankato, MN MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Oshawa vs. its neighbors

Oshawa is the 2nd priciest of 5 neighboring towns. Tap one to see its housing page.

Belgrade$457K Oshawa$426K Kasota$357K St. Peter$300K Kasota$191K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Oshawa	$426K*	+5.6%†	$1,110	—	$132,353
Kasota	$357K	+2.6%	$1,080	—	$119,500
Traverse	—	+5.8%†	$1,110	—	$79,700
Belgrade	$457K*	+2.4%†	$1,070	—	$135,000
St. Peter	$300K	+3%	$1,110	24	$65,122
Granby	—	+6.1%†	$1,060	—	$130,000
Kasota	$191K*	—	$1,070	4	$66,625

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Oshawa buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Oshawa still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.