Natural hazards · Osakis

Osakis, MN natural hazards

Most of the natural-hazard damage FEMA expects in Osakis comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Osakis?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osakis to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves20%Tornadoes10%Strong wind6%Everything else8%

By hazard

What Osakis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 3 years in the area

Cold waves

20% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 17 years in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Osakis flood?

FEMA's records show no paid flood insurance claims in Osakis.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Osakis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Osakis

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching Osakis itself in FEMA’s records.

Brought FEMA money into OsakisDeclared for Douglas County only

Douglas County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Osakis

Osakis and the towns around it

Very lowLowModerateHighVery high

Gordonmostly inland floodingHigh

Osakismostly inland floodingModerate

Osakismostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osakis is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Osakis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Osakis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.