Natural hazards · Orr

Orr, MN natural hazards

Most of the natural-hazard damage FEMA expects in Orr comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orr?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orr to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves40%Everything else9%

By hazard

What Orr faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

40% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orr flood?

FEMA's records show no paid flood insurance claims in Orr.

of all homes
are insured

No community discount. Orr isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Orr

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Orr itself: aid to households, or repair grants to the City of Orr.

Brought FEMA money into OrrDeclared for St. Louis County only

2024

Severe Storms and Flooding

3 households applied for aid $30K aid approved

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orr is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Orr’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Orr. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.