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Natural hazards · Myrtle

Myrtle, MN natural hazards

Most of the natural-hazard damage FEMA expects in Myrtle comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Myrtle?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Myrtle to be higher than in 58% of U.S. communities, mostly from inland flooding and drought.

Inland flooding43%Drought22%Tornadoes17%Cold waves7%Strong wind7%Everything else6%
By hazard

What Myrtle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once a year in the area

Drought

22% of expected damage
Recorded about 17 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 8 years in the area

Cold waves

7% of expected damage
Above average · higher than 66% of U.S. places
Recorded about 10 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Myrtle flood?

FEMA's records show no paid flood insurance claims in Myrtle.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Myrtle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Freeborn County.
Disasters that hit Myrtle

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Myrtle itself: aid to households, or repair grants to the City of Myrtle.

Brought FEMA money into MyrtleDeclared for Freeborn County only
2024

Severe Storms and Flooding

1 household applied for aid
2004

Severe Storms and Flooding

4 households applied for aid $15K aid approved
Freeborn County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Myrtle

Myrtle and the towns around it

London: Moderate, mostly inland floodingLyle: High, mostly inland floodingOakland: Moderate, mostly inland floodingShell Rock: Moderate, mostly inland floodingMyrtle: Moderate, mostly inland flooding MyrtleLondon
Very lowLowModerateHighVery high
Myrtlemostly inland floodingModerate
Londonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Myrtle is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Myrtle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Myrtle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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