Natural hazards · Morrison

Morrison, MN natural hazards

Most of the natural-hazard damage FEMA expects in Morrison comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morrison?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morrison to be higher than in 80% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding71%Cold waves21%Everything else8%

By hazard

What Morrison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 15 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morrison flood?

FEMA's records show no paid flood insurance claims in Morrison.

of all homes
are insured

No community discount. Morrison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aitkin County.

Disasters that hit Morrison

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morrison itself: aid to households, or repair grants to the Township of Morrison.

Brought FEMA money into MorrisonDeclared for Aitkin County only

2023

Severe Storms and Flooding

$23K to the Township of Morrison for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$12K to the Township of Morrison for repairs

2012

Severe Storms and Flooding

$56K to the Township of Morrison for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$31K to the Township of Morrison for repairs

Aitkin County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Morrison

Morrison and the towns around it

Very lowLowModerateHighVery high

Morrisonmostly inland floodingVery high

Flemingmostly inland floodingVery high

Spencermostly inland floodingVery high

Waukenabomostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morrison is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Morrison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Morrison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.