Natural hazards · Montrose

Montrose, MN natural hazards

Most of the natural-hazard damage FEMA expects in Montrose comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montrose?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montrose to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes17%Strong wind13%Hail7%Everything else12%

By hazard

What Montrose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 36 years in the area

Strong wind

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montrose flood?

FEMA's records show no paid flood insurance claims in Montrose.

of all homes
are insured

No community discount. Montrose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

Disasters that hit Montrose

Federal disasters declared here

None of the disasters declared for Wright County shows FEMA aid or repair money reaching Montrose itself in FEMA’s records.

Brought FEMA money into MontroseDeclared for Wright County only

Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Montrose

Montrose and the towns around it

Very lowLowModerateHighVery high

Montrosemostly inland floodingModerate

Marysvillemostly inland floodingModerate

Waverlymostly inland floodingModerate

Woodlandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montrose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montrose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Montrose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.