Natural hazards · Minneota

Minneota, MN natural hazards

Most of the natural-hazard damage FEMA expects in Minneota comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Minneota?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Minneota to be higher than in 60% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves21%Tornadoes13%Hail8%Everything else13%

By hazard

What Minneota faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 12 years in the area

Hail

8% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Minneota flood?

Every paid claim on a federal flood insurance policy in Minneota, from FEMA’s records.

2paid claims since 2011

$12Kpaid to owners

0homes flooded more than once

20112026

of all homes
are insured

No community discount. Minneota isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Minneota

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Minneota itself in FEMA’s records.

Brought FEMA money into MinneotaDeclared for Jackson County only

Jackson County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Minneota

Minneota and the towns around it

Very lowLowModerateHighVery high

Minneotamostly inland floodingHigh

Huntermostly inland floodingHigh

Sioux Valleymostly inland floodingHigh

Middletownmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Minneota covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Minneota’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Minneota. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Minneota total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.