Natural hazards · Midway

Midway, MN natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from cold waves, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2002.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midway?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 27% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves30%Inland flooding29%Tornadoes12%Hail8%Strong wind7%Drought5%Everything else9%

By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

30% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 12 times a year in the area

Inland flooding

29% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 10 years in the area

Hail

8% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Drought

5% of expected damage

Recorded about 11 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midway flood?

Every paid claim on a federal flood insurance policy in Midway, from FEMA’s records.

4paid claims since 2002

$44Kpaid to owners

1homes flooded more than once

20022026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cottonwood County.

Disasters that hit Midway

Federal disasters declared here

None of the disasters declared for Cottonwood County shows FEMA aid or repair money reaching Midway itself in FEMA’s records.

Brought FEMA money into MidwayDeclared for Cottonwood County only

Cottonwood County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Midway

Midway and the towns around it

Very lowLowModerateHighVery high

Mountain Lakemostly inland floodingModerate

Butterfieldmostly inland floodingLow

Midwaymostly cold wavesLow

Mountain Lakemostly cold wavesLow

Selmamostly cold wavesLow

Carsonmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Midway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.