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Natural hazards · McGregor

McGregor, MN natural hazards

Most of the natural-hazard damage FEMA expects in McGregor comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is McGregor?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McGregor to be higher than in 66% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves25%Everything else8%
By hazard

What McGregor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once a year in the area

Cold waves

25% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 15 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does McGregor flood?

FEMA's records show no paid flood insurance claims in McGregor.

of all homes
are insured
No community discount. McGregor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Aitkin County.
Disasters that hit McGregor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in McGregor itself: aid to households, or repair grants to the Township of McGregor.

Brought FEMA money into McGregorDeclared for Aitkin County only
2023

Severe Storms and Flooding

$11K to the Township of McGregor for repairs
2012

Severe Storms and Flooding

$10K to the Township of McGregor for repairs
Aitkin County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around McGregor

McGregor and the towns around it

McGregor: Moderate, mostly inland floodingClark: High, mostly inland floodingShamrock: High, mostly inland floodingJevne: Very high, mostly inland floodingSpalding: Moderate, mostly inland floodingSalo: Moderate, mostly inland floodingLakeview: Low, mostly cold wavesHaugen: High, mostly inland floodingBeseman: Low, mostly cold wavesTurner: Very high, mostly inland floodingWorkman: Very high, mostly inland floodingFleming: Very high, mostly inland floodingRice River: Moderate, mostly inland floodingMcGregor: High, mostly inland flooding McGregorMcGregorClarkShamrockJevneSpalding
Very lowLowModerateHighVery high
Jevnemostly inland floodingVery high
McGregormostly inland floodingHigh
Clarkmostly inland floodingHigh
Shamrockmostly inland floodingHigh
McGregormostly inland floodingModerate
Spaldingmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McGregor is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to McGregor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of McGregor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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