Natural hazards · Max

Max, MN natural hazards

Most of the natural-hazard damage FEMA expects in Max comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Max?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Max to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves39%Everything else13%

By hazard

What Max faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 3 years in the area

Cold waves

39% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 17 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Max flood?

FEMA's records show no paid flood insurance claims in Max.

of all homes
are insured

No community discount. Max isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Itasca County.

Disasters that hit Max

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Max itself: aid to households, or repair grants to the Township of Max.

Brought FEMA money into MaxDeclared for Itasca County only

2002

Severe Storms, Flooding and Tornadoes

$5K to the Township of Max for repairs

Itasca County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Max

Max and the towns around it

Very lowLowModerateHighVery high

Maxmostly inland floodingModerate

Sand Lakemostly inland floodingModerate

Good Hopemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Max is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Max’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Max. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.