Natural hazards · Maple Plain

Maple Plain, MN natural hazards

Most of the natural-hazard damage FEMA expects in Maple Plain comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maple Plain?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maple Plain to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves19%Tornadoes16%Hail9%Heat waves7%Everything else5%

By hazard

What Maple Plain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 37 years in the area

Hail

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Heat waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maple Plain flood?

FEMA's records show no paid flood insurance claims in Maple Plain.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maple Plain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hennepin County.

Disasters that hit Maple Plain

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Maple Plain itself: aid to households, or repair grants to the City of Maple Plain.

Brought FEMA money into Maple PlainDeclared for Hennepin County only

2013

Severe Storms, Straight-Line Winds, and Flooding

$21K to the City of Maple Plain for repairs

Hennepin County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Maple Plain

Maple Plain and the towns around it

Very lowLowModerateHighVery high

Maple Plainmostly inland floodingVery low

Independencemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maple Plain is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maple Plain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maple Plain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.