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Natural hazards in Mahnomen · FEMA

Mahnomen’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Mahnomen comes from inland flooding, and overall the risk is high for a U.S. community.

67High riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
High
higher than 67% of U.S. places
Main hazard
Inland flooding
89% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 15 declared for St. Louis County

What stands out about Mahnomen’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Mahnomen flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Mahnomen. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Mahnomen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.
Expected damage

How exposed is Mahnomen?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 67% of U.S. communities, mostly from inland flooding.

Where Mahnomen sits
Mahnomen
Very lowLowModerateHighVery high

Rated higher than 2,105 of the 2,631 Minnesota towns we cover.

Mahnomen is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding89%Everything else11%
By hazard

What Mahnomen faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

89%of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once a year in the area
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for St. Louis County shows FEMA aid or repair money reaching Mahnomen itself in FEMA’s records.

Disasters declared, by decade
Paid out in MahnomenSt. Louis County only

St. Louis County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Be ready

Get ready for what Mahnomen actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

Beach Hazards StatementBeach Hazards Statement issued September 23 at 3:25AM CDT until September 23 at 10:00PM CDT by NWS Duluth MN
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Winter storms
  • Keep a shovel, a blanket and snacks in the car.
  • Clear snow from furnace and dryer vents.
  • Check on older neighbors when the power goes out.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Mahnomen and its neighbors

Mahnomen has the lowest rating of the 3 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
MahnomenHighinland flooding0
BrevatorHighinland flooding0
Stoney BrookHighinland flooding0

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in June–August

The month each of St. Louis County’s 15 declared disasters began, since 1953.

J
F
2M
2A
1M
4J
3J
2A
S
1O
N
D
FloodsSevere stormsFiresDroughtsHurricanes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Mahnomen’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mahnomen.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Mahnomen.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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