Natural hazards · Lura

Lura, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lura comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lura?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lura to be higher than in 35% of U.S. communities, mostly from inland flooding and drought.

Inland flooding30%Drought27%Cold waves14%Tornadoes10%Strong wind9%Hail6%Everything else4%

By hazard

What Lura faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Drought

27% of expected damage

Recorded about 14 times a year in the area

Cold waves

14% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 7 years in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lura flood?

FEMA's records show no paid flood insurance claims in Lura.

of all homes
are insured

No community discount. Lura isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Faribault County.

Disasters that hit Lura

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lura itself: aid to households, or repair grants to the Township of Lura.

Brought FEMA money into LuraDeclared for Faribault County only

2024

Severe Storms and Flooding

$83K to the Township of Lura for repairs

2013

Severe Storms, Straight-Line Winds, and Flooding

$6K to the Township of Lura for repairs

2010

Severe Storms and Flooding

$24K to the Township of Lura for repairs

2004

Severe Storms and Flooding

$14K to the Township of Lura for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$36K to the Township of Lura for repairs

2000

Severe Storms and Flooding

$6K to the Township of Lura for repairs

Faribault County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Lura

Lura and the towns around it

Very lowLowModerateHighVery high

Luramostly inland floodingLow

Minnesota Lakemostly inland floodingLow

Eastonmostly inland floodingLow

Barbermostly inland floodingLow

Delavanmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lura is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lura’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lura. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.