Natural hazards · Long Prairie

Long Prairie, MN natural hazards

Most of the natural-hazard damage FEMA expects in Long Prairie comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Prairie?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Prairie to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding54%Cold waves13%Tornadoes11%Strong wind10%Everything else12%

By hazard

What Long Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Cold waves

13% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 93 years in the area

Strong wind

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Prairie flood?

Every paid claim on a federal flood insurance policy in Long Prairie, from FEMA’s records.

3paid claims since 1979

$14Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Severe flooding: 1 claim, $11K
Not a named storm: 1 claim, $497

of homes in flood zones
are insured

of all homes
are insured

No community discount. Long Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Todd County.

Disasters that hit Long Prairie

Federal disasters declared here

None of the disasters declared for Todd County shows FEMA aid or repair money reaching Long Prairie itself in FEMA’s records.

Brought FEMA money into Long PrairieDeclared for Todd County only

Todd County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Long Prairie

Long Prairie and the towns around it

Very lowLowModerateHighVery high

Long Prairiemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Prairie covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Long Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Long Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Long Prairie total about $988K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.