Natural hazards · Livonia

Livonia, MN natural hazards

Most of the natural-hazard damage FEMA expects in Livonia comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Livonia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Livonia to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes18%Strong wind13%Cold waves8%Hail5%Everything else11%

By hazard

What Livonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 44 years in the area

Strong wind

13% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 11 times a year in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Livonia flood?

FEMA's records show no paid flood insurance claims in Livonia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Livonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sherburne County.

Disasters that hit Livonia

Federal disasters declared here

None of the disasters declared for Sherburne County shows FEMA aid or repair money reaching Livonia itself in FEMA’s records.

Brought FEMA money into LivoniaDeclared for Sherburne County only

Sherburne County has had 8 natural disasters declared since 1953, most often floods and severe storms.

Around Livonia

Livonia and the towns around it

Very lowLowModerateHighVery high

Orrockmostly inland floodingVery high

Stanfordmostly inland floodingHigh

Baldwinmostly inland floodingHigh

Elk Rivermostly inland floodingLow

Livoniamostly inland floodingLow

St. Francismostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Livonia covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Livonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Livonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Livonia total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.