Natural hazards · Little Pine

Little Pine, MN natural hazards

Most of the natural-hazard damage FEMA expects in Little Pine comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Little Pine?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Little Pine to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves14%Everything else9%

By hazard

What Little Pine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Cold waves

14% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Little Pine flood?

FEMA's records show no paid flood insurance claims in Little Pine.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Little Pine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit Little Pine

Federal disasters declared here

None of the disasters declared for Crow Wing County shows FEMA aid or repair money reaching Little Pine itself in FEMA’s records.

Brought FEMA money into Little PineDeclared for Crow Wing County only

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Little Pine

Little Pine and the towns around it

Very lowLowModerateHighVery high

Little Pinemostly inland floodingHigh

Ross Lakemostly inland floodingHigh

Emilymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Little Pine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Little Pine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Little Pine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.