Natural hazards · Little Canada

Little Canada, MN natural hazards

Most of the natural-hazard damage FEMA expects in Little Canada comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1983. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Little Canada?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Little Canada to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves24%Tornadoes17%Heat waves10%Hail7%Everything else3%

By hazard

What Little Canada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 74% of U.S. places

Heat waves

10% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Little Canada flood?

Every paid claim on a federal flood insurance policy in Little Canada, from FEMA’s records.

5paid claims since 1983

$108Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Severe flooding: 1 claim, $11K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Little Canada isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit Little Canada

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Little Canada itself: aid to households, or repair grants to the City of Little Canada.

Brought FEMA money into Little CanadaDeclared for Ramsey County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$105K to the City of Little Canada for repairs

2000

Severe Storms and Flooding

$46K to the City of Little Canada for repairs

Ramsey County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Little Canada

Little Canada and the towns around it

Very lowLowModerateHighVery high

Vadnais Heightsmostly inland floodingLow

Little Canadamostly inland floodingLow

Maplewoodmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Little Canada covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Little Canada’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Little Canada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Little Canada total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.