Natural hazards · Litchfield

Litchfield, MN natural hazards

Most of the natural-hazard damage FEMA expects in Litchfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2002.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Litchfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Litchfield to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves17%Tornadoes16%Strong wind12%Hail6%Everything else7%

By hazard

What Litchfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once every 3 years in the area

Cold waves

17% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 83% of U.S. places

Strong wind

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Litchfield flood?

Every paid claim on a federal flood insurance policy in Litchfield, from FEMA’s records.

2paid claims since 2002

$56Kpaid to owners

1homes flooded more than once

20022026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Litchfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Meeker County.

Disasters that hit Litchfield

Federal disasters declared here

None of the disasters declared for Meeker County shows FEMA aid or repair money reaching Litchfield itself in FEMA’s records.

Brought FEMA money into LitchfieldDeclared for Meeker County only

Meeker County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Litchfield

Litchfield and the towns around it

Very lowLowModerateHighVery high

Darwinmostly inland floodingModerate

Litchfieldmostly inland floodingModerate

Litchfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Litchfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Litchfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Litchfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Litchfield total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.