Natural hazards · Lime Lake

Lime Lake, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lime Lake comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lime Lake?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lime Lake to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding40%Cold waves14%Tornadoes13%Drought9%Hail9%Strong wind6%Everything else9%

By hazard

What Lime Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 7 years in the area

Drought

9% of expected damage

Recorded about 10 times a year in the area

Hail

9% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lime Lake flood?

FEMA's records show no paid flood insurance claims in Lime Lake.

of all homes
are insured

No community discount. Lime Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Murray County.

Disasters that hit Lime Lake

Federal disasters declared here

None of the disasters declared for Murray County shows FEMA aid or repair money reaching Lime Lake itself in FEMA’s records.

Brought FEMA money into Lime LakeDeclared for Murray County only

Murray County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Lime Lake

Lime Lake and the towns around it

Very lowLowModerateHighVery high

Murraymostly inland floodingModerate

Bondinmostly inland floodingModerate

Lime Lakemostly inland floodingLow

Des Moines Rivermostly inland floodingLow

Slaytonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lime Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lime Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lime Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lime Lake total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.