TownTapestry
Sign inJoin
LessorGood night
Natural hazards · Lessor

Lessor, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lessor comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lessor?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lessor to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves28%Drought10%Wildfire9%Tornadoes7%Everything else11%
By hazard

What Lessor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Cold waves

28% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 20 times a year in the area

Drought

10% of expected damage
Recorded about 14 times a year in the area

Wildfire

9% of expected damage
Well above average · higher than 96% of U.S. places

Tornadoes

7% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lessor flood?

FEMA's records show no paid flood insurance claims in Lessor.

of all homes
are insured
No community discount. Lessor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.
Disasters that hit Lessor

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lessor itself: aid to households, or repair grants to the Township of Lessor.

Brought FEMA money into LessorDeclared for Polk County only
2022

Severe Storms, Straight-Line Winds, and Flooding

$23K to the Township of Lessor for repairs
2011

Severe Storms and Flooding

$25K to the Township of Lessor for repairs
2009

Severe Storms and Flooding

$13K to the Township of Lessor for repairs
2006

Flooding

$4K to the Township of Lessor for repairs
2002

Severe Storms, Flooding and Tornadoes

$14K to the Township of Lessor for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$6K to the Township of Lessor for repairs
Polk County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Lessor

Lessor and the towns around it

Badger: Low, mostly inland floodingHill River: Low, mostly inland floodingKing: Low, mostly inland floodingKnute: Low, mostly inland floodingLambert: Very high, mostly inland floodingGrove Park-Tilden: High, mostly inland floodingPoplar River: Very high, mostly inland floodingChester: Low, mostly inland floodingEden: Low, mostly inland floodingBrandsvold: Low, mostly inland floodingSletten: Low, mostly inland floodingErskine: Low, mostly inland floodingWoodside: Low, mostly inland floodingWinger: Low, mostly inland floodingOklee: Very high, mostly inland floodingGarnes: Very high, mostly inland floodingLessor: Low, mostly inland flooding LessorBadgerHill RiverKingKnuteLambert
Very lowLowModerateHighVery high
Lambertmostly inland floodingVery high
Lessormostly inland floodingLow
Badgermostly inland floodingLow
Kingmostly inland floodingLow
Knutemostly inland floodingLow
Hill Rivermostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lessor is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lessor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lessor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Lessor, MNPolk CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Lessor is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map