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Natural hazards · Leaf Mountain

Leaf Mountain, MN natural hazards

Most of the natural-hazard damage FEMA expects in Leaf Mountain comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Leaf Mountain?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leaf Mountain to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves19%Tornadoes12%Everything else13%
By hazard

What Leaf Mountain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Below average · higher than 36% of U.S. places
Recorded about once a year in the area

Cold waves

19% of expected damage
Above average · higher than 68% of U.S. places
Recorded about 15 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Leaf Mountain flood?

FEMA's records show no paid flood insurance claims in Leaf Mountain.

of all homes
are insured
No community discount. Leaf Mountain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otter Tail County.
Disasters that hit Leaf Mountain

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leaf Mountain itself: aid to households, or repair grants to the Township of Leaf Mountain.

Brought FEMA money into Leaf MountainDeclared for Otter Tail County only
2011

Severe Storms and Flooding

$1K to the Township of Leaf Mountain for repairs
2009

Severe Storms and Flooding

$7K to the Township of Leaf Mountain for repairs
Otter Tail County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Leaf Mountain

Leaf Mountain and the towns around it

Eagle Lake: Low, mostly inland floodingEffington: Low, mostly inland floodingNidaros: Low, mostly inland floodingMillerville: Low, mostly inland floodingClitherall: Low, mostly inland floodingSt. Olaf: Low, mostly inland floodingLund: Low, mostly inland floodingFolden: Low, mostly inland floodingUrbank: Low, mostly inland floodingParkers Prairie: Low, mostly inland floodingLeaf Valley: Low, mostly inland floodingVining: Low, mostly inland floodingGirard: Low, mostly inland floodingBrandon: Low, mostly inland floodingLeaf Mountain: Low, mostly inland flooding Leaf MountainEagle LakeEffingtonNidarosMillerville
Very lowLowModerateHighVery high
Millervillemostly inland floodingLow
Leaf Mountainmostly inland floodingLow
Eagle Lakemostly inland floodingLow
Effingtonmostly inland floodingLow
Nidarosmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leaf Mountain is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Leaf Mountain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Leaf Mountain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Leaf Mountain, MNOtter Tail CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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