Natural hazards · Le Ray

Le Ray, MN natural hazards

Most of the natural-hazard damage FEMA expects in Le Ray comes from cold waves, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Le Ray?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Le Ray to be higher than in 38% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves37%Inland flooding29%Strong wind11%Tornadoes10%Hail5%Everything else8%

By hazard

What Le Ray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

37% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 11 times a year in the area

Inland flooding

29% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Strong wind

11% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 24 years in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Le Ray flood?

FEMA's records show no paid flood insurance claims in Le Ray.

of all homes
are insured

No community discount. Le Ray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blue Earth County.

Disasters that hit Le Ray

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Le Ray itself: aid to households, or repair grants to the Township of Le Ray.

Brought FEMA money into Le RayDeclared for Blue Earth County only

2024

Severe Storms and Flooding

$45K to the Township of Le Ray for repairs

2010

Flooding

$10K to the Township of Le Ray for repairs

2010

Severe Storms, Tornadoes, and Flooding

$6K to the Township of Le Ray for repairs

Blue Earth County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Le Ray

Le Ray and the towns around it

Very lowLowModerateHighVery high

McPhersonmostly inland floodingHigh

Mankatomostly inland floodingHigh

Janesvillemostly inland floodingModerate

Le Raymostly cold wavesLow

Eagle Lakemostly cold wavesLow

Madison Lakemostly cold wavesLow

Jamestownmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Le Ray covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Le Ray’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Le Ray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Le Ray total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.