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Natural hazards · Lawrence

Lawrence, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lawrence comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lawrence?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lawrence to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves28%Tornadoes12%Hail6%Strong wind6%Everything else7%
By hazard

What Lawrence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Below average · higher than 43% of U.S. places
Recorded about once every 2 years in the area

Cold waves

28% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 14 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 7 years in the area

Hail

6% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 4 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lawrence flood?

FEMA's records show no paid flood insurance claims in Lawrence.

of all homes
are insured
No community discount. Lawrence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grant County.
Disasters that hit Lawrence

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lawrence itself: aid to households, or repair grants to the Township of Lawrence.

Brought FEMA money into LawrenceDeclared for Grant County only
2011

Severe Storms and Flooding

$13K to the Township of Lawrence for repairs
2009

Severe Storms and Flooding

$9K to the Township of Lawrence for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$8K to the Township of Lawrence for repairs
Grant County has had 16 natural disasters declared since 1953, most often floods and severe storms.
Around Lawrence

Lawrence and the towns around it

Stony Brook: Low, mostly inland floodingChampion: High, mostly inland floodingWestern: Low, mostly inland floodingNorth Ottawa: Moderate, mostly inland floodingPomme de Terre: Low, mostly inland floodingElbow Lake: Moderate, mostly inland floodingAastad: Low, mostly inland floodingCampbell: High, mostly inland floodingNashua: High, mostly inland floodingTintah: Moderate, mostly inland floodingBradford: High, mostly inland floodingOrwell: Low, mostly inland floodingLawrence: Low, mostly inland flooding LawrenceStony BrookChampionWesternNorth Ottawa
Very lowLowModerateHighVery high
Championmostly inland floodingHigh
North Ottawamostly inland floodingModerate
Lawrencemostly inland floodingLow
Stony Brookmostly inland floodingLow
Westernmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lawrence is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lawrence’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lawrence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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