Natural hazards · Laporte

Laporte, MN natural hazards

Most of the natural-hazard damage FEMA expects in Laporte comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Laporte?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laporte to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves11%Tornadoes8%Everything else11%

By hazard

What Laporte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 4 years in the area

Cold waves

11% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 15 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Laporte flood?

FEMA's records show no paid flood insurance claims in Laporte.

of all homes
are insured

No community discount. Laporte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hubbard County.

Disasters that hit Laporte

Federal disasters declared here

None of the disasters declared for Hubbard County shows FEMA aid or repair money reaching Laporte itself in FEMA’s records.

Brought FEMA money into LaporteDeclared for Hubbard County only

Hubbard County has had 8 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laporte is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Laporte’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Laporte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.