Natural hazards · Lake Wilson

Lake Wilson, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lake Wilson comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Wilson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Wilson to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding41%Cold waves14%Tornadoes13%Drought9%Hail8%Strong wind6%Everything else9%

By hazard

What Lake Wilson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 6 years in the area

Drought

9% of expected damage

Recorded about 11 times a year in the area

Hail

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Wilson flood?

FEMA's records show no paid flood insurance claims in Lake Wilson.

of all homes
are insured

No community discount. Lake Wilson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Murray County.

Disasters that hit Lake Wilson

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lake Wilson itself: aid to households, or repair grants to the City of Lake Wilson.

Brought FEMA money into Lake WilsonDeclared for Murray County only

2024

Severe Storms and Flooding

2 households applied for aid $2K aid approved $44K to the City of Lake Wilson for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$89K to the City of Lake Wilson for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$37K to the City of Lake Wilson for repairs

Murray County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Lake Wilson

Lake Wilson and the towns around it

Very lowLowModerateHighVery high

Lake Wilsonmostly inland floodingModerate

Chanarambiemostly inland floodingModerate

Leedsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Wilson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake Wilson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lake Wilson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.