Natural hazards · Lake View

Lake View, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lake View comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake View?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake View to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes13%Cold waves8%Everything else13%

By hazard

What Lake View faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 40 years in the area

Cold waves

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 17 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake View flood?

Every paid claim on a federal flood insurance policy in Lake View, from FEMA’s records.

3paid claims since 1997

$60Kpaid to owners

0homes flooded more than once

19972026

of all homes
are insured

No community discount. Lake View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Becker County.

Disasters that hit Lake View

Federal disasters declared here

None of the disasters declared for Becker County shows FEMA aid or repair money reaching Lake View itself in FEMA’s records.

Brought FEMA money into Lake ViewDeclared for Becker County only

Becker County has had 17 natural disasters declared since 1953, most often floods and severe storms.

Around Lake View

Lake View and the towns around it

Very lowLowModerateHighVery high

Lake Viewmostly inland floodingLow

Candormostly inland floodingLow

Burlingtonmostly inland floodingLow

Lake Eunicemostly inland floodingVery low

Detroitmostly inland floodingVery low

Detroit Lakesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake View covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lake View’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lake View. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake View total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.