Natural hazards · La Prairie

La Prairie, MN natural hazards

Most of the natural-hazard damage FEMA expects in La Prairie comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Prairie?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Prairie to be higher than in 37% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves43%Inland flooding43%Strong wind5%Everything else9%

By hazard

What La Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

43% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 17 times a year in the area

Inland flooding

43% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 3 years in the area

Strong wind

5% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Prairie flood?

FEMA's records show no paid flood insurance claims in La Prairie.

of all homes
are insured

No community discount. La Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Itasca County.

Disasters that hit La Prairie

Federal disasters declared here

None of the disasters declared for Itasca County shows FEMA aid or repair money reaching La Prairie itself in FEMA’s records.

Brought FEMA money into La PrairieDeclared for Itasca County only

Itasca County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around La Prairie

La Prairie and the towns around it

Very lowLowModerateHighVery high

La Prairiemostly cold wavesLow

Grand Rapidsmostly cold wavesLow

Colerainemostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Prairie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of La Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.