Natural hazards · Kurtz

Kurtz, MN natural hazards

Most of the natural-hazard damage FEMA expects in Kurtz comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kurtz?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kurtz to be higher than in 84% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves15%Everything else14%

By hazard

What Kurtz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 18 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kurtz flood?

FEMA's records show no paid flood insurance claims in Kurtz.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kurtz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Kurtz

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kurtz itself: aid to households, or repair grants to the Township of Kurtz.

Brought FEMA money into KurtzDeclared for Clay County only

2011

Severe Storms and Flooding

$16K to the Township of Kurtz for repairs

2010

Flooding

$16K to the Township of Kurtz for repairs

2009

Severe Storms and Flooding

$52K to the Township of Kurtz for repairs

Clay County has had 25 natural disasters declared since 1953, most often floods and severe storms.

Around Kurtz

Kurtz and the towns around it

Very lowLowModerateHighVery high

Kurtzmostly inland floodingVery high

Holy Crossmostly inland floodingVery high

Moorheadmostly inland floodingVery high

Pleasantmostly inland floodingHigh

Elmwoodmostly inland floodingHigh

Fargomostly inland floodingModerate

Stanleymostly inland floodingModerate

Briarwoodmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kurtz is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kurtz’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Kurtz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.