Housing · Knife Lake

Knife Lake, MN housing market

Home prices around Knife Lake have risen about 47% over the past 5 years. Builders were permitted 3 new homes in 2025.

Home values, sales, trends and how Knife Lake compares with the towns next door — updated as new data is published.

Price trend

Home prices up 47% in 5 years

The federal house price index for the ZIP code around Knife Lake rose 47% over the past 5 years, faster than across Minnesota (37%). Last year prices rose 2%. Carrying the Census median home value forward with that index puts the typical Knife Lake home at roughly $489,000 today.

Past year
+2%
Minnesota: +2.8%
Past 5 years
+47%
Minnesota: +37%
Past 10 years
+98%
Minnesota: +71%
Estimated value
$489K
Census median, carried to 2025
Knife Lake areaMinnesota
0%+50%+100%+150% 200020052010201520202025 2000: 0% since 20002001: +13% since 2000 · +13% that year2002: +24% since 2000 · +10% that year2003: +27% since 2000 · +2.6% that year2004: +40% since 2000 · +9.8% that year2005: +51% since 2000 · +7.8% that year2006: +58% since 2000 · +4.7% that year2007: +55% since 2000 · −2.1% that year2008: +43% since 2000 · −7.7% that year2009: +32% since 2000 · −7.2% that year2010: +24% since 2000 · −6.8% that year2011: +16% since 2000 · −6.2% that year2012: +7.8% since 2000 · −6.9% that year2013: +7.1% since 2000 · −0.6% that year2014: +6.1% since 2000 · −1% that year2015: +18% since 2000 · +11% that year2016: +25% since 2000 · +6% that year2017: +35% since 2000 · +8.1% that year2018: +48% since 2000 · +9.5% that year2019: +52% since 2000 · +2.8% that year2020: +59% since 2000 · +4.5% that year2021: +78% since 2000 · +12% that year2022: +94% since 2000 · +9.3% that year2023: +115% since 2000 · +11% that year2024: +129% since 2000 · +6.3% that year2025: +134% since 2000 · +2% that year Knife Lake +134%
Show as a table
YearChange that yearSince 2000Minnesota since 2000
2025+2%+134%+127%
2024+6.3%+129%+120%
2023+11%+115%+113%
2022+9.3%+94%+104%
2021+12%+78%+82%
2020+4.5%+59%+66%
2019+2.8%+52%+61%
2018+9.5%+48%+55%
2017+8.1%+35%+46%
2016+6%+25%+38%
2015+11%+18%+32%
2014−1%+6.1%+28%
2013−0.6%+7.1%+21%
2012−6.9%+7.8%+16%
2011−6.2%+16%+18%
2010−6.8%+24%+25%
2009−7.2%+32%+33%
2008−7.7%+43%+42%
2007−2.1%+55%+48%
2006+4.7%+58%+49%
2005+7.8%+51%+45%
2004+9.8%+40%+34%
2003+2.6%+27%+23%
2002+10%+24%+18%
2001+13%+13%+9.2%
2000———

Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 55051, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.

New construction

3 new homes permitted in 2025

Builders were permitted 3 new homes in Knife Lake in 2025, all single-family houses. That's 2.2 per 1,000 residents, slower than across Minnesota (3.8). Over the past 10 years, Knife Lake has permitted 40 homes in all.

New homes, 2025
3
4 in 2024
2026 so far
3
Jan–Aug
Per 1,000 residents
2.2
Minnesota: 3.8
Single-family
100%
of 2025’s new homes
Single-family2026 so far
051015 2000: 11 homes 2000 2001: 3 homes 2002: 11 homes 2003: 9 homes 2004: 13 homes 2005: 11 homes 2005 2006: 9 homes 2007: 2 homes 2008: 3 homes 2009: 2 homes 2010: 0 homes 2010 2011: 5 homes 2012: 3 homes 2013: 2 homes 2014: 0 homes 2015: 1 home 2015 2016: 2 homes 2017: 3 homes 2018: 3 homes 2019: 5 homes 2020: 5 homes 2020 2021: 7 homes 2022: 4 homes 2023: 4 homes 2024: 4 homes 2025: 3 homes 2025 2026 so far: 3 homes

Homes vs. people, 2010–2020

Residents+56
New homes+24

Between the 2010 and 2020 censuses, Knife Lake gained 56 residents while 24 new homes were permitted: about 2.3 new residents per new home. Building and growth moved roughly in step. Across Minnesota: 2.2 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)330$475,000
2025330$475,000
2024440$1.6 million
2023440$860,000
2022440$762,000
2021770$1.9 million
2020550$1.3 million
2019550$935,000
2018330$430,000
2017330$580,000
2016220$620,000
2015110$200,000
2014000—
2013220$250,000
2012330$410,000
2011550$669,000
2010000—
2009220$155,000
2008330$520,000
2007220$275,000
2006990$1.7 million
200511110$1.6 million
200413130$1.9 million
2003990$1.2 million
200211110$1.9 million
2001330$400,000
200011110$1.4 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Nearby

Knife Lake and its neighbors

The towns that share a border. Tap one to see its housing page.
Town1-yr change2-bed rentNew homes 2025Median income
Knife Lake +2%† $990 3 $100,568
Whited −12.4%† $1,030 3 $56,063
Arthur +2.2%† $1,070 7 $72,375
Ann Lake +2.6%† $1,230 — $60,000
Hillman +4.1%† $990 — $63,750

† FHFA price index change, where Zillow has no home value for the town.

Affordability

3.1 years of income

The typical Knife Lake home costs about 3.1 years of the town's median household income, less than across Minnesota (3.9 years).

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
96.8%
Minnesota: 72.2%
Median tax bill
$3,488
Minnesota: $3,357
Median rent
$1,375
Minnesota: $1,280
Typical home built
1988
Minnesota: 1979

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $990

HUD's Fair Market Rent for a two-bedroom in Knife Lake is $990 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Knife Lake pay a median of $1,375. A two-bedroom takes about 12% of the town's median household income.

1 bedroom
$860
a month, with utilities
2 bedrooms
$990
a month, with utilities
3 bedrooms
$1,350
a month, with utilities
Share of income
12%
2 bedrooms ÷ median income

Studio $750 · 4 bedrooms $1,660

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (55051; Mille Lacs County, MN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01