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Natural hazards · Kimberly

Kimberly, MN natural hazards

Most of the natural-hazard damage FEMA expects in Kimberly comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kimberly?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kimberly to be higher than in 80% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding71%Cold waves21%Everything else8%
By hazard

What Kimberly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once a year in the area

Cold waves

21% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 15 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kimberly flood?

FEMA's records show no paid flood insurance claims in Kimberly.

of all homes
are insured
No community discount. Kimberly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Aitkin County.
Disasters that hit Kimberly

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kimberly itself: aid to households, or repair grants to the Township of Kimberly.

Brought FEMA money into KimberlyDeclared for Aitkin County only
2023

Severe Storms and Flooding

$82K to the Township of Kimberly for repairs
2012

Severe Storms and Flooding

$22K to the Township of Kimberly for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$5K to the Township of Kimberly for repairs
Aitkin County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Kimberly

Kimberly and the towns around it

Glen: High, mostly inland floodingSpencer: Very high, mostly inland floodingFleming: Very high, mostly inland floodingNordland: High, mostly inland floodingMalmo: High, mostly inland floodingLee: High, mostly inland floodingAitkin: Very high, mostly inland floodingMorrison: Very high, mostly inland floodingAitkin: Very high, mostly inland floodingLogan: High, mostly inland floodingJevne: Very high, mostly inland floodingKimberly: Very high, mostly inland flooding KimberlyGlenSpencerFleming
Very lowLowModerateHighVery high
Kimberlymostly inland floodingVery high
Spencermostly inland floodingVery high
Flemingmostly inland floodingVery high
Glenmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kimberly is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Kimberly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Kimberly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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