Natural hazards · Kanabec

Kanabec, MN natural hazards

Most of the natural-hazard damage FEMA expects in Kanabec comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2014.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kanabec?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kanabec to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves23%Tornadoes10%Everything else14%

By hazard

What Kanabec faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 3 years in the area

Cold waves

23% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 16 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kanabec flood?

Every paid claim on a federal flood insurance policy in Kanabec, from FEMA’s records.

2paid claims since 2014

$27Kpaid to owners

0homes flooded more than once

20142026

of all homes
are insured

No community discount. Kanabec isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kanabec County.

Disasters that hit Kanabec

Federal disasters declared here

None of the disasters declared for Kanabec County shows FEMA aid or repair money reaching Kanabec itself in FEMA’s records.

Brought FEMA money into KanabecDeclared for Kanabec County only

Kanabec County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Kanabec

Kanabec and the towns around it

Very lowLowModerateHighVery high

Arthurmostly inland floodingHigh

Haylandmostly inland floodingModerate

Kanabecmostly inland floodingModerate

Ann Lakemostly inland floodingModerate

South Forkmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kanabec covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kanabec’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Kanabec. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kanabec total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.