Natural hazards · Jay

Jay, MN natural hazards

Most of the natural-hazard damage FEMA expects in Jay comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jay?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jay to be higher than in 40% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding33%Cold waves15%Tornadoes14%Hail14%Drought10%Strong wind8%Everything else4%

By hazard

What Jay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 2 years in the area

Cold waves

15% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 11 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 8 years in the area

Hail

14% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Drought

10% of expected damage

Recorded about 12 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jay flood?

FEMA's records show no paid flood insurance claims in Jay.

Disasters that hit Jay

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Jay itself: aid to households, or repair grants to the Township of Jay.

Brought FEMA money into JayDeclared for Martin County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$11K to the Township of Jay for repairs

Martin County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Jay

Jay and the towns around it

Very lowLowModerateHighVery high

Wisconsinmostly inland floodingModerate

Lake Fremontmostly inland floodingModerate

Jaymostly inland floodingModerate

Sherburnmostly inland floodingModerate

Manyaskamostly inland floodingModerate

Elm Creekmostly inland floodingLow

Fox Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Jay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.