Natural hazards · Jackson

Jackson, MN natural hazards

Most of the natural-hazard damage FEMA expects in Jackson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jackson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jackson to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves21%Tornadoes14%Everything else13%

By hazard

What Jackson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jackson flood?

Every paid claim on a federal flood insurance policy in Jackson, from FEMA’s records.

9paid claims since 1993

$233Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

June Midwest Flooding: 6 claims, $229K
Midwest Flooding: 1 claim, $1K
Severe flooding: 1 claim, $3K

of all homes
are insured

No community discount. Jackson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Jackson

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jackson itself: aid to households, or repair grants to the City of Jackson.

Brought FEMA money into JacksonDeclared for Jackson County only

2024

Severe Storms and Flooding

65 households applied for aid $251K aid approved $609K to the City of Jackson for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$70K to the City of Jackson for repairs

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$20K to the City of Jackson for repairs

2013

Severe Winter Storm

$29K to the City of Jackson for repairs

2010

Severe Storms and Flooding

$11K to the City of Jackson for repairs

Jackson County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Jackson

Jackson and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingModerate

Des Moinesmostly inland floodingModerate

Wisconsinmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jackson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jackson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jackson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jackson total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.