Natural hazards · Hornet

Hornet, MN natural hazards

Most of the natural-hazard damage FEMA expects in Hornet comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hornet?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hornet to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves10%Wildfire8%Drought8%Everything else6%

By hazard

What Hornet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 2 years in the area

Cold waves

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 17 times a year in the area

Wildfire

8% of expected damage

Well above average · higher than 96% of U.S. places

Drought

8% of expected damage

Recorded about 26 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hornet flood?

FEMA's records show no paid flood insurance claims in Hornet.

of all homes
are insured

No community discount. Hornet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beltrami County.

Disasters that hit Hornet

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hornet itself: aid to households, or repair grants to the Township of Hornet.

Brought FEMA money into HornetDeclared for Beltrami County only

2009

Severe Storms and Flooding

$3K to the Township of Hornet for repairs

1999

Severe Storms, Winds, and Flooding

$1K to the Township of Hornet for repairs

Beltrami County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Hornet

Hornet and the towns around it

Very lowLowModerateHighVery high

Noremostly inland floodingHigh

Hornetmostly inland floodingHigh

Langormostly inland floodingHigh

Shooksmostly inland floodingHigh

Funkleymostly inland floodingVery low

Summitmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hornet is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hornet’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hornet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.