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Natural hazards · Holmesville

Holmesville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Holmesville comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holmesville?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holmesville to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes14%Cold waves13%Everything else18%
By hazard

What Holmesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 17 years in the area

Cold waves

13% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 17 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holmesville flood?

FEMA's records show no paid flood insurance claims in Holmesville.

of all homes
are insured
No community discount. Holmesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Becker County.
Disasters that hit Holmesville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holmesville itself: aid to households, or repair grants to the Township of Holmesville.

Brought FEMA money into HolmesvilleDeclared for Becker County only
2011

Severe Storms and Flooding

$879 to the Township of Holmesville for repairs
2009

Severe Storms and Flooding

$8K to the Township of Holmesville for repairs
Becker County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Holmesville

Holmesville and the towns around it

Sugar Bush: Moderate, mostly inland floodingHeight of Land: Very low, mostly inland floodingErie: Low, mostly inland floodingRichwood: Very low, mostly inland floodingRound Lake: Moderate, mostly inland floodingMaple Grove: Moderate, mostly inland floodingEagle View: Moderate, mostly inland floodingCallaway: Moderate, mostly inland floodingShell Lake: Very low, mostly inland floodingToad Lake: Very low, mostly inland floodingSilver Leaf: Very low, mostly inland floodingDetroit: Very low, mostly inland floodingBurlington: Low, mostly inland floodingHamden: Very low, mostly inland floodingHolmesville: Low, mostly inland flooding HolmesvilleSugar BushHeight of LandErieRichwood
Very lowLowModerateHighVery high
Sugar Bushmostly inland floodingModerate
Holmesvillemostly inland floodingLow
Eriemostly inland floodingLow
Height of Landmostly inland floodingVery low
Richwoodmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holmesville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Holmesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Holmesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Holmesville, MNBecker CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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